RoE & P/B schreef op 24 oktober 2023 08:01:
Zonet cijfers van die paar jaar geleden nog door iedereen gewantrouwde Unicredit, als dit een voorbode is voor de ING cijfers....
Record 9M23 and 11th consecutive quarter of quality growth, with €6.7 billion stated net profit and a RoTE[1] of 21.7% in 9M23; stated net profit in 3Q23 over €2.3 billion
Revenue growth of 23.7% year on year in 3Q23 underpinned by NII of €3.6 billion and diversified fees of €1.8 billion
Further operational excellence with cost base down by 2.3% year over year despite inflation and ongoing investments to propel the future
Strong asset quality with cost of risk at 12 basis points, significant overlays and sound coverage, safeguarding profitability across macro scenarios
Clear strategy to boost fees by circa €1.2 billion[2] at full run rate via factories, harnessing next phase of digital plan, and enhancing our distribution
Completion of €3.34 billion 2022 share buyback and proposal to commence €2.5 billion tranche of the 2023 distribution[3] of at least €6.5 billion intention implying a 16% distribution yield[4] for 2023
Best-in-class CET1 ratio[5] at 17.19% net of the €2.3 billion 9M23 accrued dividend and €3.34 billion 2022 share buyback, underpinned by €9.9 billion organic capital generation in 9M23
Guidance of 2024 net profit of at least €7.25 billion and shareholder distribution of at least €6.5 billion3
MSCI upgrade of UniCredit's ESG rating to 'AA' driven largely by the bank's efforts to strengthen focus on social issues